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What is a Lucky 31 Bet?

    If you have been betting online for a while, chances are you have spotted Lucky 31 betting on your bet slip as an option when placing an accumulator. So now you’re either intrigued about it or want to use Lucky31 bets to spice up your betting.

    A Lucky 31 bet is wager that has become popular due to its potential for a big payout from relative low odds options. As you can imagine, we like it as it’s a perfect option at pour best cash out betting sites. But what exactly is it?

    Below we will cover in great detail what it is, how it works, provide a Lucky 31 calculator and talk you through the pros and cons of one of our favourite bets.

    Lucky 31 Betting Explained

    A clue to this bet is actually in the name. A Lucky 31 is a wager that consists of 31 individual bets across five different selections, so you are effectively placing five separate bets at once.

    To break it down a little more, the Lucky31 bet consists of five singles, ten doubles, ten trebles, five fourfold accumulators, and one fivefold accumulator. So as you can imagine, if all of the bets win then there are some serious profits up for grabs. This is why it’s important to understand all the aspects of a Lucky 31, which we cover below.

    Placing a Lucky31 Bet

    lucky31 bet bet365The first thing you will want to know is how and on what can you place a Lucky 31 bet. A wide range of sports are at your disposal including horse racing, football, tennis, and even NFL betting.

    The most popular events in horse racing Lucky31 betting are the Cheltenham Festival, Grand National, and Royal Ascot. As for Football, you can utilise them for most major leagues and tournaments such as the Premier League, World Cup and the Champions League.

    Lucky 31 bets are also extremely popular in Tennis, with Wimbledon, the French Open, and US Open being the main tournaments to bet on. But you can basically use them on any sport that offers multiple outcomes

    Despite sounding complicated, placing a Lucky 31 bet is actually straightforward, especially once you understand the mechanics of it.

    To begin with you will need to identify five bets you want to add to your bet slip and how much you want to stake.

    Once they have been added to your bet slip at your online bookmaker you will be presented with several bets you can place. Simply scroll past the singles, doubles, trebles and smaller accumulators and you will the option for the Lucky 31.

    As soon as you put your individual stake amount next to the Lucky31 option, the bookie will automatically tell you the bet total and calculate the winnings for you. So if you select £1 then your total bet will be £31 and you don’t have to manually place each bet yourself.

    It doesn’t matter how you fund the bet either, you can use standard payment methods, or newer banking options like Google Pay, Bitcoin and Phone Bill Betting.

    Lucky31 Wagers

    We’ve already explained that a Lucky 31 includes five singles, ten doubles, ten trebles, five fourfold accumulators, and one fivefold accumulator. But for those of you who are new to betting, we’ll elaborate on each of these wagers.

    The singles are pretty self-explanatory and are bets on one selection to win, whereas doubles are bets on two selections to win, trebles are bets on three selections to win, and the fourfold accumulators are bets on four selections to win. Finally, yep you’ve guessed it, a fivefold accumulator is a bet on all five selections to win.

    The basic principle of all this is that even if just a few of your bets win, you can still see a return on your stake. But if all or most of your selections come in, then you stand to win some serious money.

    But it’s worth noting that you don’t want to get too tempted by the big returns, as the higher the reward the risk is also higher. So choose the elements of your Lucky 31 wisely.

    The idea behind this setup is that if even a few of your selections win, you can still see some return on your investment, as we’ve detailed below. And if all five selections come through, you can potentially see some serious winnings. It’s important to keep in mind, though, that the higher the potential reward, the higher the risk. So, it’s important to weigh your options carefully before you commit to any bet.

    Pros and Cons of the Lucky 31

    Like with all types of bets, a Lucky 31 has both pros and cons, so in this section we’ll explore the benefits and disadvantages we’ve personally experienced when placing this bet. That way you can gauge whether this is the right bet for you.


    Let’s face it, there are definitely some advantages to the Lucky31, otherwise it wouldn’t be so popular.

    As we mentioned earlier, as the bet includes five legs, you have a better chance of seeing a return. Even with a few selections wining you stand to make a profit, albeit a potentially small one, but that’s better than a horse kick to the gut.

    Also, even if all of those bets are relatively low odds, then the return for landing all five are astronomical in comparison, and you don’t have to be a high roller to reap the rewards.

    It’s also easy to check the status of your online or High St Lucky31 with your bookie, thanks tools like the William Hill bet slip checker or Coral Bet Tracker app.

    So if you’re looking to spice up your betting with some low stake high reward wagers, the a Lucky 31 is definitely worth a consideration.


    Ok so we’ve covered some of the advantages so what about the downsides to a Lucky 31 bet? As with most bets, the more factors you include, then as much as the reward goes up, then so does the risk. So even a couple of winning bets may not be enough to cover your outlay.

    Additionally, because you have a minimum of five bets with a Lucky 31, you’ll find that having to cover multiple bets can eat in to your winnings. Making turning a profit a little harder.

    Over spending can also be another disadvantage if you are not careful about selecting the right stake. So you will want to make sure you gamble responsibly.

    Tips for Successful Lucky 31 Betting

    If after reading about Lucky 31 betting you are still keen, you’ll want to have every advantage at your disposal. So with that in mind we’ve put together a few considerations for you to bear in mind in your search for successful betting.

    Research Odds Before Placing a Bet

    When it comes to betting of any kind, the most important thing you can do is research the odds. In doing this you will be better equipped to make informed decisions about which selections and betting markets to include in your Lucky31.

    Researching factors that can impact a result such as past performance, current form and other key stats for your chosen sports can help give you and edge. Keeping tabs on the relevant news cycles is also advisable, as injuries or even weather can significantly impact a result.

    By carrying out even a little bit of research, you will be in a better position to make smarter choices. But it goes without saying, that no amount of research can guarantee a win.

    Understand Betting Strategy

    Some gamblers like to adopt strategies when betting online, with many differing strategies at their disposal. The key is to find one that works best for you and for Lucky 31 betting.

    A good strategy should maximise your potential for profit, whilst at the same time reducing your risk. A popular strategy that meets these requirements is value betting, which means looking for bets with odds that are higher than they should realistically be.

    Of course there are various betting strategies that can be applied to Lucky 31 bets, such as hedging, using each-way bets, and adjusting the stake size.

    Hedging involves placing additional bets on different outcomes to reduce potential losses. Each-way bets allow for a return on a selection even if it doesn’t win, but places in the top few positions. While adjusting the stake size can be a great way to manage risk and increase potential returns.

    But before using any new strategies with Lucky 31 bets, it’s wise to test them out before with some practice runs. That way you will get a better idea as to whether they can be utilised.

    Set Realistic Expectations

    One of the biggest tips we can give any online gambler, from our years of experience, is to set realistic expectations. While the draw of making big profits from a bet can be tempting, there’s no guarantee it will happen.

    Even when using strategies there is a large amount of luck required when placing Lucky 31 bets. But that doesn’t mean we shouldn’t try.

    A Realistic approach to Lucky 31 betting is to focus on making consistent, smart bets over time, rather than expecting to win big on every bet. Which is where the above research come in.

    Bankroll management is also important, for example, it’s not realistic to think betting big means winning big. Instead you want to set yourself a budget and stick to, even if that means a smaller Lucky 31 betting approach.

    Lucky 31 Calculator

    When it comes to calculating a lucky 31, it can seem a little daunting given the number of bets involved. For a first timer we suppose it can be, but once you’ve tried a few times it does get easier.

    How to Work Out a Lucky 31

    lucky 31 calculatorFor the first part of a lucky 31 calculator you will need to work out how much your bet will cost. We have to admit, this is definitely the easy bit. You first need to pick out your five horses, teams or tennis players.

    Next you want to choose how much per individual bet you want to stake, let’s say you choose £1. As the lucky31 consists of 31 bets, you simply multiply that number by the per stake amount. So in our example you would multiply £1 by 31, giving you a total of £31.

    Calculate Your Winnings

    The next step of the Lucky 31 bet calculator is a little more complex, but can still be manually.

    To help you calculate a lucky 31, we’ve broken it down in to two stages for you. Let’s say you have done your research and chosen to back five horses that are favourites in different races. Below are all the possible bets that make up your Lucky 31:

    1. Five single bets on each horse (Horse 1, Horse 2, Horse 3, Horse 4, Horse 5)
    2. Ten double bets on all possible pairs of horses (Horse 1 and 2, Horse 1 and 3, Horse 1 and 4, Horse 1 and 5, Horse 2 and 3, Horse 2 and 4, Horse 2 and 5, Horse 3 and 4, Horse 3 and 5, Horse 4 and 5)
    3. Ten treble bets on all possible sets of three horses (Horse 1, 2 and 3, Horse 1, 2 and 4, Horse 1, 2 and 5, Horse 1, 3 and 4, Horse 1, 3 and 5, Horse 1, 4 and 5, Horse 2, 3 and 4, Horse 2, 3 and 5, Horse 2, 4 and 5, Horse 3, 4 and 5)
    4. Five fourfold bets on all possible sets of four horses (Horse 1, 2, 3 and 4, Horse 1, 2, 3 and 5, Horse 1, 2, 4 and 5, Horse 1, 3, 4 and 5, Horse 2, 3, 4 and 5)
    5. One fivefold bet on all five horses.

    When it comes to calculating your winnings manually, you need to work out the odds for each possible bet type and multiply that by your stake. We’ve provided an example below and to keep it simple for the sake of our newbies, we have put all the odds at 11/8

    1. 5 singles at 11/8 = potential return of £2.38 each, total potential return of £11.90 with each bet being odds of 2.375/1
    2. 10 doubles at 11/8 = potential return of £3.87 each, total potential return of £38.70 with each bet being odds of 3.837/1
    3. 10 trebles at 11/8 = potential return of £7.49 each, total potential return of £74.90 with each bet being odds of 7.487/1
    4. 5 four folds at 11/8 = potential return of £15.40 each, total potential return of £77.00 with each bet being odds of 15.397/1
    5. 1 fivefold at 11/8 = potential return of £41.60 with the bet being odds of 41.604/1

    The total return in the above scenario would £303.10

    Now we obviously know that the chances of every horse being 11/8 is rare, so for the more seasoned gamblers here is a little more complex example with mixed odds. We will also detail how you calculate lucky 31 bets for each bet type based on the following odds;

    • Selection 1 at odds of 2/1
    • Selection 2 at odds of 5/2
    • Selection 3 at odds of 7/4
    • Selection 4 at odds of 3/1
    • Selection 5 at odds of 11/4

    To calculate the combined odds for each bet type, you simply need to multiply the odds of each individual horse. Now, the singles pretty much take care of themselves, as it would be simply the odds multiplied by £1. But the other calculations are;

    • Doubles: To calculate the combined odds for a double, you would multiply the odds of the two selections in that double. For example, the combined odds for Selection 1 and Selection 2 in a double would be (2/1) x (5/2) = 5.00.
    • Trebles: To calculate the combined odds for a treble, you would multiply the odds of the three selections in that treble. For example, the combined odds for Selection 1, Selection 2, and Selection 3 in a treble would be (2/1) x (5/2) x (7/4) = 26.25.
    • Four folds: To calculate the combined odds for a fourfold, you would multiply the odds of the four selections in that fourfold. For example, the combined odds for Selection 1, Selection 2, Selection 3, and Selection 4 in a fourfold would be (2/1) x (5/2) x (7/4) x (3/1) = 236.25.
    • Fivefold: To calculate the combined odds for a fivefold, you would multiply the odds of all five selections in that fivefold. For example, the combined odds for all five selections in a fivefold would be (2/1) x (5/2) x (7/4) x (3/1) x (11/4) = 2051.56.

    Believe it or not we can actually drill this down a little bit further for you, but this time we’ll exclude singles and doubles, as these should be pretty easy for you to work out;

    Three selections win:

    • Selection 1, 2, and 3 win: £80.50 return, £49.50 profit
    • Selection 1, 2, and 4 win: £105.75 return, £74.75 profit
    • Selection 1, 2, and 5 win: £116.75 return, £85.75 profit
    • Selection 1, 3, and 4 win: £86.25 return, £55.25 profit
    • Selection 1, 3, and 5 win: £95.25 return, £64.25 profit
    • Selection 1, 4, and 5 win: £128.25 return, £97.25 profit
    • Selection 2, 3, and 4 win: £165.00 return, £134.00 profit
    • Selection 2, 3, and 5 win: £181.50 return, £150.50 profit
    • Selection 2, 4, and 5 win: £248.25 return, £217.25 profit
    • Selection 3, 4, and 5 win: £238.50 return, £207.50 profit

    Four selections win:

    • Selection 1, 2, 3, and 4 win: £515.25 return, £484.25 profit
    • Selection 1, 2, 3, and 5 win: £566.25 return, £535.25 profit
    • Selection 1, 2, 4, and 5 win: £771.75 return, £740.75 profit
    • Selection 1, 3, 4, and 5 win: £839.25 return, £808.25 profit
    • Selection 2, 3, 4, and 5 win: £1727.50 return, £1696.50 profit

    If all five selections win then every possible scenario would pay out with a return of £5323.25, and profit of £5292.25.

    If all of the above sounds a little too complex for you, then the best option would be to us an automated Lucky 31 calculator. We are currently in the process of developing our own, which will appear here shortly.

    It’s also worth noting that some bookmakers like to offer bonuses for Lucky 31 bets that have all selections win. Winnings can be big in general but bonuses significantly increase them. So it’s always worth checking to see if your bookmaker offers such bonuses. But remember, the odds of landing all five wins needed are astronomical, so don’t get sucked in by the size of the winnings.

    How Many Wins are Needed for a Profitable Lucky 31?

    blank lucky 31 bet exampleJust in case you haven’t already worked it out, thanks to our examples above, you may be wondering how many legs can return a profit. This will depend entirely on two things, the number of winning selections and the odds of each one.

    If only one selection wins, then unless it’s a longshot, you won’t cover your stake. The same goes for two selections in reality, but it can reduce your losses. But let’s say you place a £31 bet with odds of evens, this is how it would play out;

    • 0 selection wins – £0 return with a loss of -£31
    • 1 selection wins – £3 return with a loss of -£28
    • 2 selection wins – £8 return with a loss of -£23
    • 3 selection wins – £26 return with a loss of -£5
    • 4 selection wins – £80 return with a profit of £49
    • 5 selection wins – £242 return with a profit of £211

    Of course, in reality, the odds won’t be the same for every selection. So based on mixed odds bets you generally need 3 horses to win to turn a profit.

    Best Sites for Lucky 31 Betting

    So now you know more about the Lucky31 and how to use a Lucky 31 calculator, you’ll need a good reputable bookmaker to place your bets.

    In this section, we will provide you with a list of top bookmakers that offer Lucky 31 bets. These bookies offer the most competitive odds as well as generous bonuses.



    William Hill

    Net Bet

    Britain Bet

    It’s important to do your research before placing your bets, and consider factors such as odds, promotions, and customer service when choosing a bookmaker. With the right bookmaker and a solid betting strategy, you stand a better chance of making successful Lucky 31 bets. But remember, you will still need a little luck on your side.

    Lucky 31 vs Other Bets

    With many different types of bets and accumulators at your disposal, it can be tough to know which one is best for you. But how does the Lucky 31 stack up against the rest?

    So you can make an informed decision, we’ve compared it to the most common accumulator and multiples available.

    Trixie Bets

    Lucky 31 and Trixie bets are very similar, they both involve selecting multiple legs, but the number of legs and bets made are different

    A Trixie bet is when you make four bets on three selections: three doubles and one treble. One of the advantages of a Trixie bet over the Lucky 31 is that it requires a lower stake and is considered a lower risk bet. But similarly, as there are a lower number of bets, then the potential payout is lower

    Which of these bets you chose depends entirely on your betting strategy. If you’re willing to take bigger risks in the hunt for a bigger profit, then stick with the Lucky 31. As the Trixie bet tend to favour the slightly more conservative gambler.

    Yankee Bets

    A Yankee bet also involves making a large number of selections, more specifically its 11 bets on four selections: six doubles, four trebles, and one fourfold accumulator.

    There is still the potential for a big payout with a Yankee, but the initial stake will be lower, which is perfect if your budget is a little restricted.

    Heinz Bets

    This isn’t betting on the number of beans in a tin of Heinz. A Heinz bet involves making six bets on six selections: 15 doubles, 20 trebles, 15 four folds, 6 five folds, and one six fold accumulator.

    If you though a lucky 31 was risky then the Heinz bet may not be for you. An advantage of a Heinz is that it offers a higher potential payout, due to the larger number of bets placed. But as you can imagine, that payout comes at the cost of a higher stake. This is not a bet for the feint hearted.

    Goliath Bets

    Goliath by name and Goliath by nature. This bet involves making a mouth-watering 247 bets across eight selections, which means it’s a lot more difficult to win. Yes, you’ve guessed it, this also means you will need a much higher stake.

    The Goliath suits a gambler with a large bankroll who is prepared to throw caution to the wind

    Canadian Bets

    Canadian bets might sit a little easier with you when compared to the Goliath or Lucky 31. A Canadian bet, also known as a Super Yankee, consists of 26 bets: 10 doubles, 10 trebles, 5 four-fold accumulators, and 1 five-fold accumulator. This bet also offers the potential for a great return, but with slightly less outlay.

    Lucky 15 bets

    You’ve probably been able to guess what the difference is between a Lucky 15 and Lucky 31. If you guessed that a Lucky 15 involves placing 15 bets, then you’d be right. They consist of 4 singles, 6 doubles, 4 trebles, and 1 fourfold accumulator. So the returns and stakes are on more of a mid-level bet compared to the other options.


    By now, our Lucky 31 betting guide should have given a good understanding of how they work, their advantages and disadvantages, and some tips to make successful bets.

    If you’re now feeling a little extra confident and want to try your luck, then using one of the sites we recommend can put you on the right track. But remember to carry out the appropriate research odds, understand betting strategies, and calculate your potential payout before placing your bets. And remember, always gamble responsibly and within your means.

    Lucky 31 FAQs

    What is a Lucky 31 bet?

    A Lucky 31 is a multiple bet that consists of 31 bets placed on five selections in different events. These bets are five singles, ten doubles, ten trebles, five four-folds, and one five-fold accumulator.

    How much does a Lucky 31 bet cost?

    The cost of a Lucky 31 bet depends on the unit stake and the number of selections. If the unit stake is £1, the total stake for a Lucky 31 bet would be £31.

    What are the advantages of placing a Lucky 31 bet?

    The advantage of a Lucky 31 bet is that it offers a higher chance of winning as it covers multiple outcomes across different events. Additionally, if a few selections win, the bettor can still receive a return.

    What are the risks associated with placing a Lucky 31 bet?

    The main risk associated with a Lucky 31 bet is that all five selections must win to receive the maximum return. If just one selection loses, the bettor will not receive any winnings. Additionally, as a multiple bet, the stake is higher, which means that the risk of losing more money is also higher.

    How much can be won from a Lucky 31 bet?

    The amount that can be won from a Lucky 31 bet depends on the number of winning selections and the odds of each selection. The more winning selections there are, the higher the potential return. However, it is important to remember that a Lucky 31 bet is a higher-risk bet, and it is unlikely that the bettor will win every time.